About Our Loans

Types of Bridge Loans

Land acquisition
New construction
Acquisition of existing structure and rehab


Terms vary based on the project but here’s what’s typical:

  • 8-12% annual interest rate
  • 1-3% origination fee
  • Will loan 80% of purchase price plus construction costs
  • Lender records a first mortgage on property
  • Loan size $100,000 – $10,000,000+
  • Two-year maturity. No prepayment penalty, subject to six months minimum interest

Loan FAQs

What is a bridge loan?

A bridge loan is often used in real estate to provide funding during a transitional period or for a short time horizon. Bridge loans are frequently replaced with more permanent bank financing once a building’s construction is completed or once a real estate investment is stabilized. In real estate, bridge loans are sometimes referred to as hard money loans.

How quickly can you close?

Once a borrower has provided necessary documents, we can close within a week.

What do you evaluate when deciding whether to make a loan?

We place most weight on the value of the property and, if a construction project, the experience of the builder.

Can I be living on the property?

No. Projects cannot be occupied by the owner.

Where do you lend?

We will consider any project in the United States. 

What type of bridge loans do you make?

Single family spec homes, multifamily spec projects, multifamily acquisition, rehab and construction.

Recently Funded Projects

Existing Multi Family
2 Locke Street
Funded: December 2021
Loan to Value: 55%
Single Family Spec-House
235 Middle Neck Road
Sands Point,
Funded: December 2021
Loan to Value: 18%
Single Family Spec-House
295 Boundline Road
Funded: December 2021
Loan to Value: 58%

Talk to us about your financing needs.

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